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Jillian O'Brien Insurance

230 W Market St, West Chester, PA 19382
Phone : 610-696-5130
Fax : 610-692-3663
Email :

15 E Winona Ave, Norwood PA 19074
Phone : 610-534-9229
Fax : 610-534-9110
Email :

Umbrella Insurance

Certain individuals in Pennsylvania can benefit from an expansive type of coverage known as umbrella insurance. How do you know if this kind of coverage is right for you? Keep reading to find out about how umbrella insurance works and what kinds of people should invest in this extensive form of insurance.

The uses of umbrella insurance

The main reason someone might want to invest in umbrella insurance is that traditional forms of coverage just will not be enough for their assets. This is true for people with very valuable homes, cars, or businesses that may only be covered up to several thousands of dollars’ worth of losses or damage. Umbrella insurance can provide additional coverage that may increase into the millions after the underlying policy has paid out. Such coverage can be very beneficial to those who have significant business losses, the potential for lawsuits, or valuable properties that would require extensive repairs in the event of a disaster. While these are just a few examples to keep in mind, umbrella insurance will help people in several different situations who experience unforeseen losses or lawsuits.

How do you know if umbrella insurance is necessary?

A conversation with one of our agents at Jillian O'Brien Insurance will go over all the details of how umbrella insurance works in your area. You can also assist us by providing information specific to your line of work and assets in order to determine whether this kind of coverage would be beneficial. Umbrella insurance is best for certain individuals and it is best to receive guidance that is tailored to your situation.

Get started with umbrella coverage today

If you are interested in learning more about umbrella insurance and how you can benefit from this type of coverage, contact an agent at Jillian O'Brien Insurance. We can provide specific, localized information about Pennsylvania's insurance laws and regulations.

While our office is located in Pennsylvania, we are licensed in the following states: Colorado, Connecticut, Delaware, Florida, New Jersey, Pennsylvania, Virginia, West Virginia, Utah, and Texas.

Partner Carriers

  • Aegis
  • CNA
  • AIG
  • American Modern
  • AM Trust Slide
  • Bristol West
  • BTIS
  • Chubb
  • Dairyland
  • Employers
  • Foremost
  • Grange
  • Hagerty
  • Dairyland
  • Employers
  • Foremost
  • Grange
  • Liberty Mutual
  • Markel
  • MetLife