Home Insurance

One of the best long-term investments that someone in Pennsylvania could make would be to purchase a home. While it is a great place for someone to live, a home is also an investment that you need to carefully protect. Today, getting a quality home insurance policy is very important. While they are already required by most mortgage lenders, a quality home insurance policy can benefit a property owner a few different ways.

Cover Your Valuable Asset

One of the main benefits of getting a home insurance policy is that you will get to cover your very valuable asset. A property is an important asset that always has the risk of being damaged by weather, fire, or any other type of accident. When you have a home insurance policy in place, you will receive coverage for these situations. Further, you can receive coverage for any of your personal assets up to the level of your policy. For those that have expensive jewelry, art, or other collectibles, additional riders to insurance policies are available.

Liability Coverage

Once you buy a home, you need to keep your personal liability risk in mind. If you happen to have a guest over that gets hurt, there is a chance that you could be sued and found liable. Since this risk could be significant and lead to a big expense, it is important that you are properly covered by a home insurance policy that has liability insurance included.

Choosing the right home insurance policy for your Pennsylvania home is very important. Because of this, you should reach out to the team at Jillian O'Brien Insurance whenever you are shopping for a new home insurance policy. When you meet with the team at the Jillian O'Brien Insurance agency, you will receive a personalized analysis of your situation. This will then help to ensure that you get into a policy that gives you the right type and level of coverage.

While our office is located in Pennsylvania, we are licensed in the following states: Arizona, Colorado, Connecticut, Delaware, Florida, Maryland, North Carolina, New Jersey, Ohio, Pennsylvania, Texas, Utah, Virginia and                  West Virginia.